Disclaimer:

The information contained in this Website should not be construed as personal advice. In preparing any information in this site we have not considered any particular person’s objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of this information having regard to your personal objectives, financial situation or needs. We strongly recommend you obtain financial advice specific to your situation before making any financial investment or insurance decision.

The information is provided for Australian residents only and is not being provided to any person who is a resident of any other country. Any references to dollars are references to Australian dollars (unless otherwise specified).

This Website is not an offer of securities or other financial products offered by any company or person and is not an invitation for you to take up securities or other financial products.

Intello will endeavour to update the Web Site regularly to reflect change in product design, government policy and current affairs, however information can change with little notice and so the accuracy of information cannot be guaranteed, including information provided by third parties.

Intello Privacy Policy:

From time-to-time Intello (“the Company”) is required to collect, hold, use and/or disclose personal information relating to individuals (including, but not limited to its clients, contractors, suppliers and employees) in the performance of its business activities.

The information collected by the Company will, from time to time, be accessible to certain individuals employed or engaged by the Company who may be required to use the information in the course of their duties.

This document sets out the Company’s policy in relation to the protection of personal information, as defined under the Privacy Act 1998 (Cth) the (“Act”), which includes the Australian Privacy Principles (“APP”).  The APP’s regulate the handling of personal information.

The obligations imposed on the Company under this policy are also imposed on any individual employed or engaged by the Company (“employees”).

This policy outlines the Company’s requirements and expectations in relation to the handling of personal information.

SCOPE: 

The Policy applies to all employees, independent contractors, consultants and other workers engaged by the Company and who have access to personal information in the course of performing their duties.

FAQs:

What is Personal Information? 

Personal information means information or an opinion (including information or an opinion forming part of a database), whether true or not, and whether recorded in material form or not, about an individual whose identity is apparent, or can reasonably be ascertained, from the information or opinion.

What is not Personal Information? 

This policy does not apply to the collection, holding, use or disclosure of personal information that is an employee record as they are exempt from the APPs.

An employee record is a record of personal information relating to the employment of an employee. Examples of personal information relating to the employment of the employee include, but are not limited to, health information and information about the engagement, training, disciplining, resignation, termination, terms and conditions of employment of the employee.

Employees (such as those engaged in a supervisory, operations or human resources capacity) will have access to employee records. Employees who have access to employee records must ensure that the information is handled confidentially and for a proper purpose only.  Employee records are only permitted to be collected, used and disclosed where the act of doing so is directly related to a current or former employment relationship.

Employees who have access to employee records and who may have a question about the use or disclosure of employee records, should contact the Privacy Officer.

The Kinds of Information the Company Collects and Holds:

The Company collects personal information that is reasonably necessary for one or more of its functions or activities or if the Company has received consent to collect the information. If the Company collects sensitive information (as defined below), the Company must also have obtained consent in addition to the collection being reasonably necessary.

The type of information that the Company collects and holds may depend on an individual’s relationship with the Company, for example:

  • Candidate: If a person is a candidate seeking employment with the Company, the Company may collect and hold information about that candidate including the candidates name, address, email address, contact telephone number, gender, age, employment history, references, resume, medical history, emergency contact, taxation details, qualifications and payment details.
  • Client: If a person is a client of the Company, the Company may collect and hold information including the client’s name, address, email address, contact telephone number, gender and age and other sensitive information.
  • Supplier: If a person or business is a supplier of the Company, the Company may collect and hold information about the supplier including the supplier’s name, address, email address, contact telephone number, business records, billing information and information about goods and services supplied by the Supplier.
  • Referee: If a person is a referee of a candidate being considered for employment by the Company, the Company may collect and hold information including the referee’s name, contact details, current employment information and professional opinion of candidate.
  • Sensitive information: The Company will only collect sensitive information where an individual consents to the collection of the information and the information is reasonably necessary for one or more of the Company’s functions or activities.  Sensitive information includes, but is not limited to, information or an opinion about racial or ethnic origin, political opinions, religious beliefs, philosophical beliefs, membership of a trade union, sexual preferences, criminal record, health information or genetic information.

How the Company Collects & Holds Information:

The Company (and the employees acting on the Company’s behalf) must collect personal information only by lawful and fair means.

The Company may collect personal information in several ways, including without limitation:

  • Through application forms (e.g., job applications)
  • By email or other written mechanisms
  • Over a telephone call
  • In person
  • Through transactions
  • Through the Company website
  • By technology that is used to support communications between individuals and the Company
  • Through publicly available information sources (which may include telephone directories, the internet and social media sites); and
  • Direct marketing database providers.

When the Company collects personal information about an individual through publicly available information sources, it will manage such information in accordance with the APPs.

At or before the time or, if it is not reasonably practicable, as soon as practicable after, the Company collects personal information, the Company must take such steps as are reasonable in the circumstances to either notify the individual or otherwise ensure that the individual is made aware of the following:

  • The identity and contact details of the Company
  • That the Company has collected personal information from someone other than the individual or if the individual is unaware that such information has been collected
  • That collection of personal information is required by Australian law, if it is the purpose for which the Company collects the personal information
  • The consequences if the Company does not collect some or all the personal information
  • Any other third party to which the Company may disclose the personal information collected by the Company
  • The Company’s Privacy Policy contains information about how an individual may access and seek correction of personal information held by the Company and how an individual may complain about a breach of the APPs; and
  • Whether the Company is likely to disclose personal information to overseas recipients, and the countries in which those recipients are likely to be located.

Unsolicited personal information is personal information that the Company receives which it did not solicit. Unless the Company determines that it could have collected the personal information in line with the APPs or the information is contained within a Commonwealth record, it must destroy the information to ensure it is de-identified unless the Company determines that it is acceptable for the Company to have collected the personal information.

Use & Disclosure of Personal Information

The main purposes for which the Company may use and/or disclose personal information may include but are not limited to:

  • Recruitment functions
  • Provide financial advice to you
  • Establish and manage your investments and accounts
  • Implement your investment instructions
  • Provide accounting, taxation, and audit services to you
  • Establish and maintain insurance protection
  • Process contributions, transfer monies or pay benefits
  • Report the investment performance of your account
  • Keep you up to date on other products and services offered by us
  • Business relationship management

The Company may also collect, hold use and/or disclose personal information if an individual consents or if required or authorised under law.

Direct Marketing

  • The Company may use or disclose personal information (other than sensitive information) about an individual for the purpose of direct marketing (for example advising a client about new services being offered by the Company)
  • The Company may use or disclose sensitive information about an individual for the purpose of direct marketing if the individual has consented to the use or disclosure of the information for that purpose; and
  • An individual can opt out of receiving direct marketing communications from the Company by contacting the Privacy Officer in writing or if permissible accessing the Company’s website and unsubscribing appropriately.

Access to Personal Information

If the Company holds personal information about an individual, the individual may request access to that information by putting the request in writing and sending it to the Privacy Officer.  The Company will respond to any request within a reasonable period, and a charge may apply for giving access to the personal information where the Company incurs any unreasonable costs in providing the personal information.

There are certain circumstances in which the Company may refuse to grant an individual access to personal information. In such situations the Company will provide the individual with written notice that sets out the reasons for the refusal and the mechanisms available to you to make a complaint. If you receive such a request, please contact the Privacy Officer.

Correction of Personal Information

If the Company holds personal information that is inaccurate, out of date, incomplete, irrelevant or misleading, it must take steps as are reasonable to correct the information.

If the Company holds personal information and an individual makes a request in writing addressed to the Privacy Officer to correct the information, the Company must take steps as are reasonable to correct the information and the Company will respond to any request within a reasonable period.

There are certain circumstances in which the Company may refuse to correct the personal information.  In such situations the Company will give the individual written notice that sets out:

  • The reasons for the refusal; and
  • The mechanisms available to the individual to make a complaint.

If the Company corrects personal information that it has previously supplied to a third party and an individual requests the Company to notify the third party of the correction, the Company will take such steps as are reasonable to give that notification unless impracticable or unlawful to do so.  If you receive such a request, please contact the Privacy Officer.

Integrity & Security of Personal Information

The Company will take such steps (if any) as are reasonable in the circumstances to ensure that the personal information that it collects is accurate, up to date and complete.

Employees must take steps as are reasonable in the circumstances to protect the personal information from misuse, interference, loss and from unauthorised access, modifications or disclosure.

If the Company holds personal information and it no longer needs the information for any purpose for which the information may be used or disclosed and the information is not contained in any Commonwealth record and the Company is not required by law to retain the information, it will take such steps as are reasonable in the circumstances to destroy the information or to ensure it is de-identified.
If you are unsure whether to retain personal information, please contact the Privacy Officer to discuss.

Anonymity & Pseudonymity

Individuals have the option of not identifying them self, or using a pseudonym, when dealing with the Company in relation to a particular matter. This does not apply:

  • Where the Company is required or authorised by or under an Australian law, or a court/ tribunal order, to deal with individuals who have identified themselves; or
  • Where it is impracticable for the Company to deal with individuals who have not identified themselves or who have used a pseudonym.

However, in some cases if an individual does not provide the Company with the personal information when requested, the Company may not be able to respond to the request or provide you with the goods or services that you are requesting.

Complaints

Individuals have a right to complain about the Company’s handling of personal information if the individual believes the Company has breached the APPs.

If an employee becomes aware of an individual wanting to make such a complaint to the Company, the employee should direct the individual to first contact the Privacy Officer in writing.  Complaints will be dealt with in accordance with the Company’s complaints procedure and the Company will provide a response within a reasonable period.

Individuals who are dissatisfied with the Company’s response to a complaint, may refer the complaint to the Office of the Australian Information Commissioner.

Breach of this Policy

An employee directed by the Company to do an act under this Policy and which relates to personal information, must ensure that in doing the act they comply with the obligations imposed on the Company.  An employee directed by the Company who fails to do an act in accordance with this Policy will be deemed to have breached this Policy and will be subject to formal counselling and disciplinary action, up to and including possible termination of the employee’s employment.

How Long do we Retain this Informaiton?

An employee directed by the Company to do an act under this Policy and which relates to personal information, must ensure that in doing the act they comply with the obligations imposed on the Company.  An employee directed by the Company who fails to do an act in accordance with this Policy will be deemed to have breached this Policy and will be subject to formal counselling and disciplinary action, up to and including possible termination of the employee’s employment.

Updates to this Privacy Policy

Unless required earlier, this Privacy Policy is reviewed, and if necessary, updated annually. The most current version of the Privacy Policy can be obtained on our website.